Santa Cruz Real Estate News & Information

investing in santa cruz real estate tips

With beautiful beaches, a charming small-town atmosphere, and plenty of real estate options, it's little wonder why Santa Cruz is one of the most popular coastal communities in California. When you invest in Santa Cruz real estate at the right time, at the right price, it is proven to be a solid investment— whether it's you're looking for something to rent out to long-term tenants or a part-time residence for yourself and short-term renters.  

Before you commit, here's what you need to know about the dos and don't of buying an investment property: 

Considerations Before Buying Your First Investment Home

Before jumping in head-first with your first investment property, there are a few things you should be aware of. Owning investment property

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know your rights when buying santa cruz real estate

When you buying any type of real estate in Santa Cruz, it's imperative that you're aware of your rights. Not everything is as cut and dry as some may want you to think, and while any good Realtor will do everything they can to protect you, knowing what you are and aren't entitled to will help alleviate any awkward conversations and potential disappointment. The following is a list of many of those rights:

Nondiscrimination

In this case, discrimination means being denied the purchase of a home unfairly. If you can afford a home, you have every right to buy it no matter who you are or what neighborhood it's in. The Fair Housing Act makes it illegal to discriminate because of race, handicap, religion, familial status, national origin, whether you

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when is it a good idea to use a home equity loan

What Is A Home Equity Loan?

A home equity loan is a type of loan that allows you to use the equity of your Santa Cruz home as collateral. It is an option that homeowners have available to them and that some people use to pay for major expenses such as home renovations, college education or medical bills.

These types of loans became popular in 1996 because they provided a way for consumers to circumvent their tax charges for that year, which eliminated the deductions on the interest for most consumer purchases.

Are Home Equity Loans A Good Idea?

It is a good idea to leverage your shelter for cash? What is a legitimate reason for taking out a home equity loan? It can be tempting to use the equity you have in your property to pay for

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H.E.L.P. homebuying program for first-time buyers

With housing prices continuing to climb in the region, many first-time buyers have had a hard time breaking into the Santa Cruz real estate market. To help alleviate some of the financial pressures these buyers are facing in the Silicon Valley , Housing Trust Silicon Valley is helping home buyers with a new Homebuyer Empowerment Loan Program (H.E.L.P.), which will become available to help households with incomes that are up to 140% of the area's median income to buy a market-rate home.

Here’s everything you need to know about the latest loan program for first-time home buyers in Silicon Valley.

Funding Assistance For Your First Home in Silicon Valley

The Homebuyer Empowerment Loan Program will assist middle-income earners looking to buy

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1955 Seascape Blvd in Aptos, CA

Don't miss your opportunity to view this beautiful midcentury-modern home in Aptos' beloved Seascape neighborhood! 

Seascape Courtyard Home

 


A wooden gate leads to an inner courtyard and double doors that invite you into this unique 3-bedroom, 2.5 bath, 2 story home in the neighborhood surrounding the Seascape Resort. Inside, a tiled foyer and wide carpeted steps lead to an open living room with an angled ceiling and exposed beams, a wall of windows, a fireplace, and sliding doors to a deck that spans the front of the house, looking out towards the ocean.

The kitchen occupies the lower floor of a circular tower, with a tile counter and backsplash, white cabinets, and stainless steel appliances, including a sleek induction range

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Recently, Santa Cruz was named one of the five least affordable real estate markets in the United States of America. A median home in Santa Cruz would run someone approximately $650,000. Over 100 percent of a families wages would go towards paying their mortgage. With all this negativity towards purchasing homes in Santa Cruz, we’re going to bring a little positivity to the process. You might be asking yourself, is there affordable housing in Santa Cruz?

The short answer? Absolutely.

Here are the top five most affordable communities in Santa Cruz to buy homes:

Watsonville, CA

Located at the southern end of Santa Cruz County, Watsonville is known for its rich agricultural heritage. Moreover, it is a hotbed for berries. This “small” town (it

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Fall Home Maintenance Checklist for your Santa Cruz home

The time has come! Fall is the best part of the year to take care of the little things around your property that will make a big difference for you and your home. The change of season in Santa Cruz isn’t as drastic in comparison to other parts of the country but it’s still important to perform some routine home maintenance to your Santa Cruz home. Here are some reminders on how to prep your home for the cooler months. You’ll save money, time, and maybe even the safety of your home and livelihood.

Get Your Lawn Ready for Spring

Autumn is the best time of year to get your California lawn back to beautiful shape. Here’s a list of ways you can prep your grass for spring:

  • Patch dead or damages spots: Remove the old turf, dig up 3 to 6 inches of
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reasons to sell your home in the fall

Living in Santa Cruz has many advantages, and our moderate, northern California climate is just one of them. Changes in temperature and weather might not factor into the success of a home sale as much as they would in markets with more extreme climate fluctuation, but that doesn't mean it's not still important to choose the season you sell in carefully. There are pros and cons to selling at any time of year and the season you choose to put your home on the market should depend on a number of factors. If you're considering moving, upgrading, downsizing, or listing your property for any other reason, don't hesitate to do so now. There are a variety of reasons why fall is a fantastic time to sell your Santa Cruz home — here are a few of them.

Buyer

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buying vacation homes in santa cruz

As a prospective buyer, owning a vacation home where you can relax and unwind in your favorite locale is extremely appealing, while you envision a perfect setting for your family and friends to experience. A vacation property is something you might think of as a place where joyful memories are made and traditions are established. However, beyond the good times and enjoyment of the destination are some important topics that should be taken into consideration when investing in a vacation property. Santa Cruz is one of the most beautiful places in the world, so we aren't surprised you'd like to have a little slice of heaven here, but if you're thinking about joining the group of happy second-home owners, it's in your best interest to do a little planning

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11085 Via Tornasol in Aptos, CA

This stunning gem of a home is located in beautiful Aptos, a peaceful beachside settlement of Santa Cruz County. The home is situated within a swanky gated community called The Colony. Part of Seascape Beach Resort, this community is tucked a short distance back from the spectacular coastline. Like many luxurious homes in this scenic region, 1108 was built to capitalize on the incredible vistas; the home frames scenes of windswept coastal trees, cascading hills lined by picturesque homes, and the clear azure waters beyond. However, the home is quite the sight to see in itself. Built in a west coast Craftsman style, it features an inviting cedar shake exterior, complemented by oversized bay windows, a dramatic nautical balcony, and curb appeal

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