You’ve found the perfect home for sale in Santa Cruz and a mortgage loan with the best interest rate you can find. What’s next in the home buying experience?
It's time to sign the contracts, ensure the contingencies are covered, and pay your portion of the closing costs.
But what exactly are closing costs?
These are the most common closing costs in Santa Cruz real estate (click for a full description of each):
- Title Fees
- Recording Fees
- Appraisal Fee
- Mortgage Application Fee
- Inspection Fees
- Brokerage Commission
- Underwriting Fees
- Property Tax
Understanding Home Buyer Closing Costs
While working with a real estate agent comes at no cost to you as a buyer, there are still fees you may be…