You’ve been watching the news, reading blogs and you know this is the perfect time for you to buy a piece of Santa Cruz real estate. You want to do all the right things to get the best deal, and you know one of the first steps is to line up your financing.
To help you pick a mortgage that matches your goals and financial situation, here’s an overview of three of the most popular mortgages available today.
Fixed Rate Mortgage
If you plan on keeping your new Santa Cruz real estate for more than 10 years and you don’t expect your income to change, this is probably the loan for you. Although fixed rate loans charge a bit more interest, the rate will never change. This provides financial stability and the security of knowing what your monthly mortgage…
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