Prepare Before Buying Santa Cruz Real Estate to Get the Best Deals
Posted by Lauren Spencer on
You’ve finally decided you want to buy a piece of Santa Cruz real estate. What do you do now? Here are a few tips for getting the best deal for your money:
Check Out Your Credit
The first thing you’ll want to do is order a copy of your credit report from the three major credit bureaus: Experian, TransUnion, and Equifax. Look for inaccuracies in:
• Name
• Address
• Creditors
• Late payments
• Delinquencies
After you’ve reviewed your credit report and know your credit score, you’re ready to make improvements to your report, if your credit score is too low. Send a written “Notice of Correction” to the credit bureaus. It can be up to 200 words. If needed, you can explain why you fell behind on a particular debt, and every time a lender accesses the…
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