How Much Mortgage Can You Afford for a Santa Cruz Condo?
Posted by Lauren Spencer on
If you’re thinking of buying a Santa Cruz condo, then you’re probably looking forward to the convenience of condo life. Freedom from landscaping chores and home maintenance tasks is just ahead. But, first you must determine how much condo you can afford to buy.
Before you do anything else, make a detailed list of your finances. You’ll need to factor in all your income, and list all your normal monthly debts. Make a separate section for things you don’t want to do without, but can if it's required. These are the first things that are eliminated when looking to save money in your budget.
Next make a budget for your household. Remember to include extras like going out to eat. A good budget will have all of these elements:
• Fixed expenses. These…
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