Santa Cruz Real Estate News & Information

Valentines Day Santa Cruz date ideasRetail shelves are stocked with chocolate, florists are in a frenzy, and love is in the air. Valentine's Day is just around the corner, and what's better than showering your partner in gifts of chocolate, jewelry, or flowers, is the gift that can withstand the test of time — making great memories together.

If you haven't already started planning your romantic adventures, here are a few ideas to keep things fun and spontaneous this Valentine's Day in Santa Cruz.

For The Thrill-Seeking Duo

Take your sweety on a sky-high adventure at The Boardwalk, where all rides are on sale at 2-for-1 this weekend. Cling to each other in the Fright Walk, strike up some friendly competition over a round of mini golf, and watch as the sun sets over the ocean from

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home diy projectsWhen it comes to doing home repairs, it seems you have two options: you can save some money and do the repairs yourself, or hire a professional. There is an endless supply of handy tutorials and do-it-yourself guides on the internet for empowered homeowners who enjoy fixing things themselves. However, there are some instances where it’s best for your safety, sanity, and finances, to leave it to the professionals. Here are four household renovation projects that are probably best left to the professionals.

Removing Trees From Your Property

Tree removal often requires climbing, power tools, and heavy machinery to fully remove a tree and its roots. If it’s a tall tree, like many in Santa Cruz, then the danger alone is enough to offset the cost of

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December is just around the corner and so are all of the annual holiday festivities that come along with it. Whether you’re out shopping, taking part in holiday festivities, away visiting family in another city, or taking an extended vacation somewhere dry, it’s likely that your home could be unusually quiet during this time of the year.

No matter where you’re going or how long you plan to be gone for, the last thing you want to have on your mind is your home’s security. Here are a few easy tips and tricks to help ensure that your home remains safe and sound while you’re away.

Hide Your House Key

As convenient as it is, it’s important that you don’t leave your key outside. Give a copy to a family friend, coworker, or close neighbor if you plan on

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Regardless if you’re getting ready to sell or are just wanting to change things up around the house, a little can go a long way when it comes to home improvement. There’s a new year coming, so instead of the old ‘new year, new you’ line of thinking, why not ‘new year, new house’? Now is a great time to make an awesome New Year’s resolution to change up your space.

Take Advantage Of Boxing Day Sales

Every savvy shopper knows which two days of the year are the best time to head out to the stores: Black Friday and Boxing Day. And it’s not just clothing retailers and electronics stores that are getting in on the action anymore; home renovations stores, from large chains to locally-owned businesses, are also joining in on the shopping bonanza.

That

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Fun Holiday Events In Santa Cruz 2015

Santa Cruz Holiday Events

December 1st always seems to mark the official kickoff of the holiday season. With Thanksgiving and the commercial madness of Black Friday and Cyber Monday now behind us, we can all start focusing on getting into the holiday spirit. While we tend to get caught up in the parties and presents this time of year, it’s important to remember to focus on the important things in life, like spending time with friends and family. Lucky for us, that's easy to do with so many great family-friendly events that are afforable or even better, free! Get your pen ready and start marking your calendars, because this is going to be a year to remember!

Here are few fun activities that you and your

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Thank-You Santa Cruz!!

Thank-you for choosing us as your real estate team in Santa Cruz. From our family to yours, the team at My Santa Cruz Real Estate wishes you a warm and wonderful Thanksgiving. We're sincerely grateful for all of the wonderful people we've connected with over the years and look forward to continuing to help residents of Santa Cruz find the perfect homes for them. 

If you're thinking about a new home, send us a message and we'll be happy to help you get started. 

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What Is A Second Mortgage & Why Would You Need It?

What are second mortgagesA second mortgage is essentially an additional loan that’s taken out on your home or property that’s already mortgaged. Homeowners choose to do this for a variety of reasons, but is always comes down to needing a large sum of money to pay for something, be it home renovations or expensive fixes to the property. Since mortgage rates tend to have a lower interest rate than other forms of credit, like credit cards and car loans, some people choose to consolidate their debts by using a second mortgage to pay off everything else.

Homeowners with good credit and have at least 20% equity in their current home can often receive a home equity line of credit. These interest rates tend to be fairly low.

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Parking can affect home prices in Santa CruzOut of all the prerequisites that are typically on a homebuyers ‘must-have’ list, parking is almost always a big priority. 

A recent study by Realtor.com recently discovered just how much people are paying for each additional parking space on average across the country, and the numbers are quite surprising. It also greatly depends on what kind of parking is being included, whether it be above ground, sheltered, built-in garage, on-street, or otherwise. Across the United States, most homes include two parking spaces, but can range anywhere upwards of that, for a premium. 

The study compared single-family homes for sale between January 1 and October 31 to get a sense of the average cost for each parking spot. What’s surprising was the 11.45% price

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What Are closing costs in Santa Cruz?So, you’ve found the perfect homes for sale in Santa Cruz and have already been approved for a mortgage. All that’s left is for you to finalize the deal and the home is yours! Sounds pretty straight forward, right? But closing costs have a tendency to sneak up on buyers (especially first-timers) that get so caught up in the excitement of house shopping that they completely forget about them, that is until they want to seal the deal. 

What Are Closing Costs?

Whenever you buy a home, there are quite often a number of additional costs to cover the cost of third-party and lender fees. These fees are called the ‘closing costs’, and include all of the costs that are incurred along the way, like lawyers, appraisers, documentation, and so on. Closing

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Rental crunch has Santa Cruz city officials looking for new solutions.

There could be some new regulations coming from the Santa Cruz City Council in regards to secondary dwellings on your property. Often referred to as 'in-law suites", these detached homes are built with the intention of having somewhere for guests and extended family to stay when they visit, but many homeowners have discovered that they also make great income properties for short-term rentals too, like Airbnb. They're currently unregulated, but the city is considering changing that based on the current need for longer-term rentals.

The Council is concerned that these short-term rentals are leaving fewer and fewer options for long-term renters, like students and newcomers, which

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