November 2013

Found 14 blog entries for November 2013.

When it’s cold outside, there’s nothing quite as cozy as curling up on the sofa with a good book in front of a roaring fire. A fireplace evokes the idea of a warm and pleasant atmosphere. However, if it isn’t properly maintained, your living room could be filled with a cloud of soot, or worse, fire.
 
A fireplace not only creates a snug setting, but most are actually functional and can help heat your home. Harness their heat and generate the ambiance of a softly lit living space by following the tips below to ensure yours is properly maintained and working efficiently before the first cold spell hits.
 
Clean It Regularly
Have your chimney cleaned out twice a year. The recommended number varies depending on how often you use your hearth. However, you should

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How do you know what happens to your documents when you put a piece of paper in the trash? It can be difficult to know who is seeing it and what they are doing with it.

It isn't very common to burn trash anymore; therefore you can be sure that your paper garbage or recycling is likely to pass through several hands on its way to a landfill or recycling center 

Step-by-Step Your Documents Can Get Pilfered

Every step that occurs once the trash leaves your control has risk that someone will find personal information they can use to cause you harm. One way to safeguard personal information is to shred it before it goes into the trash.

Shredding devices are available at most office supply stores. Cross-cut shredders provide more security than

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A home equity loan is a type of loan that allows you to use the equity of your Santa Cruz home as collateral. It is an option that home owners have available to them and that some people use to pay for major expenses such as home renovations, college education or medical bills.

These types of loans became popular in 1996 because they provided a way for consumers to circumvent their tax charges for that year, which eliminated the deductions on the interest for most consumer purchases.

It is a good idea to leverage your shelter for cash? What is a legitimate reason for taking out a home equity loan? It can be tempting to use the equity you have in your property to pay for expensive luxuries, but there are only a few things that you should be spending

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As the temperatures start to drop, we spend less time outdoors and more time inside where it’s warm. Unfortunately fall pests have the same idea. This is the season when rodents and cockroaches seek shelter from the cold. They can carry diseases like salmonella and Hantavirus as well as cause damage to your wiring; so make sure you take precautions to keep the pests away from your home.

Seal Up Your House
Pests have an incredible ability to sneak into your home through the tiniest of holes. A mouse can squeeze through even a dime-sized hole. Double check the screens on your windows for any tears or holes, and replace any damaged screens. Caulk the edges of your windows and inspect the weather stripping under doors to make sure there’s no way for pests

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