Tagged : Santa Cruz Mortgages

Found 1 blog entry tagged as "Santa Cruz Mortgages".

Before taking out a mortgage to buy a Santa Cruz Home, it’s time to take a realistic survey of your finances so that you can determine your price range and what size of home you can comfortably afford. Buying a home that suits your finances will mean that your mortgage payments will be easily within your budget and won’t cause you financial stress.

Many people, when offered a large mortgage by the bank, are tempted to buy homes that are outside of their price range. It’s easy to see why a larger property or a more luxurious home might be appealing, but by stretching too far beyond your means you are courting with disaster.

If your monthly mortgage rate just barely fits within your budget, without room for savings, retirement contributions, or to

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