Tagged : buying a home

Found 46 blog entries tagged as "buying a home".

You can just have fun visiting open houses when you’re not ready to buy Santa Cruz real estate.  But get serious and shop like a pro when the time is right for you to buy.

Here are tips that’ll have you shopping like a real estate pro at the next open house you attend:

  1. Preview the Santa Cruz real estate online: Don’t waste your time attending open houses for properties that don’t meet your minimum requirements.
  2. Remove the emotion: Professional real estate investors
    and agents don’t allow emotions or gut feelings to determine which property
    they should buy. Instead, focus on the facts and figures.
  3. Dig deep: Don’t fall for the fresh coat of paint and new carpeting. Peel back those layers to see what condition the home
    is in. Open under-sink
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Are you unsure about buying Santa Cruz real estate? Warren Buffet was recently quoted as saying, “If I had a way of buying a couple hundred thousand single-family homes…I would load up on them and… take mortgages out at very, very low rates…it’s a leveraged way of owning a very cheap asset now, and I think that’s probably as attractive an investment as you can make now.”

Homeownership in the United States is dropping and we are becoming a society of renters, according to a Morgan Stanley Housing Market Insights report.  Why is this happening?

• It’s harder to get mortgages: Banks have made it more difficult for people to become homeowners. If they have marginal credit or small down payments, they won’t get approved.

• Some have a fear of buying:

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Inspections can turn up repair issues during the Santa Cruz home buying process that can increase your cash outlay as a buyer.  Problems with appliances, plumbing, and HVAC are just a few issues that can crop up.  If you find yourself experiencing repair sticker shock, keep these thoughts in mind: 

• The choice lies with you:  As the buyer, you get to decide whether you want to proceed with the purchase of the Santa Cruz home or not. You are not at the mercy of the seller's demands.  If you can't reach an agreement, then you can opt out of the situation, as long as you’ve included a home inspection contingency in your contract.

• The first estimate you get on the potential repair cost may not be the lowest or most accurate: Before you decide to

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Happy New Year! Now that the champagne corks have been popped and Auld Lang Syne sung, the clean slate of a fresh year may have you busily writing up resolution lists of 2012 goals.

Top of the list for my goals is to continue providing exceptional customer service to my clients!

Whether you’re a long-standing client I've seen through several purchases or a first-time home buyer considering taking the plunge, I want to make sure you're as happy as you can be with your Santa Cruz home.  I always welcome suggestions on how I may be of more help, so please connect with me and share your thoughts.

If you're like many Americans, your resolutions probably involve ways to become healthier and happier. Buying your first Santa Cruz home or moving to a

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Before you sign on the dotted line for your new Santa Cruz home, be sure to get the information you need to make a sound financial decision. That includes getting a thorough home inspection by a qualified professional.

This may seem like one more hoop to jump through, but a detailed and complete inspection can reveal some unpleasant surprises about your new Santa Cruz home purchase. It can also impact the price you pay for the property. Remember, part of your offer should include a clause that specifies who will pay for any necessary repairs discovered by the inspection.

When looking for an inspector:

• Ask your friends: Word of mouth is still the best way to go, as their good experience can lead to yours.

• Ask your real estate agent: Agents

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If you’re looking to purchase Santa Cruz real estate, you’ll probably come across many terms you don’t know — including concurrent ownership. This essentially means that more than just one individual can own property. You might be extremely interested in the details of concurrent ownership if you’re purchasing a property with another person, are married or have children.

It’s always good to educate yourself so you can assess all your options (and maybe show off to your Santa Cruz real estate agent and loved ones if you happen to come across this term during your house hunt). Below is the basic breakdown of the four main types of concurrent ownership.

1. Joint Tenancy with the Right of Survivorship – This means that all owners retain equal share of

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