Seller’s Disclosures: What Do You Have to Tell about Your Santa Cruz Real Estate?

Posted by Lauren Spencer on Thursday, October 28th, 2010 at 11:01pm.

There was a time when Santa Cruz real estate was ruled by the phrase “buyer beware.” This meant the seller did not have to share any information about defects in the home. Today, however, more than two-thirds of all states in the U.S. require some form of seller disclosure. This means that sellers are required to share certain information with potential buyers. What do you have to share when selling your Santa Cruz real estate?

• Lead-based paint. For all homes built before 1978, a disclosure is required. This gives the buyer 10 days to have the home inspected for lead-based paint. Some real estate brokers require this disclosure for all homes because lead-based paint is still sold in some places.

• Material facts. Material facts are items which may affect a buyer’s decision to purchase a property. What material facts are required varies from state to state, so talk to your Santa Cruz real estate agent about the laws for your state. Material facts can include any of the following:

Death in the home. Some states require sellers to disclose if anyone died in the home. Buyers may be uncomfortable buying a home in which someone has died.
External issues. You may need to disclose issues that could affect the property, like earthquakes, zoning changes, flood zones and pollution.
Foundation problems. Damaged slabs and accompanying moisture problems may need to be shared with the buyers.
Repairs. You don’t have to disclose every repair you’ve made to your home, especially since a repair means the problem has been taken care of. However, you can let buyers know when you had a new roof put on or the air conditioner replaced.

Don’t go through the process of selling your home on your own. Call me today at 831.662.6522 or email me at for more information about what you have to disclose when selling your home. Or visit my website at


Lead-based paint

Flood zones

Foundation problems

About Lauren Spencer

Award-Winning Santa Cruz REALTOR®

Lauren Spencer is your local real estate expert, specializing in Santa Cruz real estate and surrounding communities—this is where she lives, works, and plays too. Let her know your questions about the community and county and she'll be happy to fill you in on all you want to know! Lauren Spencer has consistently been voted best local REALTOR in Santa Cruz and is always happy to offer her advice and expertise. Call her at: 800.226.4717.

Join Lauren On Social Media

2 Responses to "Seller’s Disclosures: What Do You Have to Tell about Your Santa Cruz Real Estate?"

Minneapolis commercial contractor wrote: Great information thanks for the sharing, please keep it up...

Posted on Sunday, October 31st, 2010 at 10:46pm.

Vacation Rentals wrote: Very nice post please keep up...

Posted on Thursday, February 10th, 2011 at 2:37am.

Leave a Comment