Santa Cruz Real Estate

Found 843 blog entries about Santa Cruz Real Estate.

what is an escrow account

When buying your first home, it's easy to get caught up in the various new terminology for things. Some things like insurance, interest rate, conditions, home inspections are fairly straightforward, but escrow may be a whole new term to you. To ease any confusion, here's a quick summary of what an escrow account it and how it differs from the escrow process when buying your first home. 

What Is An Escrow Account?

Escrow accounts are sometimes called "impound" accounts. These accounts are set up to help manage payments of property taxes and homeowner's insurance. Depending on the individual requirements of the lender, you may be asked to pay as much as one-quarter of these upfront and they will be put into the account for the purposes of making

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139 atherton loop, aptos, ca

Upscale Aptos Townhome

A bright red maple tree and shingled vestibule shade the entrance to this 2-bedroom, 2-bath townhome in Aptos.  The front door opens to a living/dining room with views through sliding doors of a sunny, private deck and green treetops behind the home.  Wood floors, recessed lights, an angled gas fireplace enclosure, high ceilings & fan give the room a modern look and feel.

The open floor plan includes a gourmet kitchen with a breakfast bar, Granite counters, stainless steel appliances including a gas stove, tiled backsplash, and the same greenbelt views over the deck.

Carpeted stairs lead to the upper level. The carpeted master suite looks out over trees and nature through a large window. Recessed lights, ceiling fans,

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Do you need a real estate agent to sell your home

Going it alone and listing your home as for sale by owner can be exciting at first, but there is a turning point where the prospect of losing money makes it necessary to bring in help. There are several reasons to change your plan and list your home with a professional Santa Cruz real estate agent in order to facilitate a sale.

Here are three ways a certified real estate agent can help you sell your home faster and for more money: 

Sell Your Home Fast

If your property has been languishing on the market for more than three months, it is no longer fresh. People will avoid it simply because it hasn't sold, thinking there must be something wrong with it if it's still on the market. A professional agent can earn your home the attention it deserves

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Davenport, CA

Clinging tight to the shoreline about 20 minutes north of Santa Cruz along old highway 1 is the sleepy little village of Davenport. Don't let it's size deceive you, — Davenport is a highly sought-after community with limited housing stock, which only adds to its allure. Those in search of a purely quiet beach town will not need to look any further. With most homes being just steps from Davenport Beac, not to mention a recreation center, elementary school, and grocery store, everything you need is in this charming seaside town.  

A Brief History of Davenport

The town is named for a Captain John Pope Davenport, who first set up shop here in 1867 by constructing a 450-foot wharf to aid in transporting lumber from the interior of the mainland, back

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investing in santa cruz real estate tips

With beautiful beaches, a charming small-town atmosphere, and plenty of real estate options, it's little wonder why Santa Cruz is one of the most popular coastal communities in California. When you invest in Santa Cruz real estate at the right time, at the right price, it is proven to be a solid investment— whether it's you're looking for something to rent out to long-term tenants or a part-time residence for yourself and short-term renters.  

Before you commit, here's what you need to know about the dos and don't of buying an investment property: 

Considerations Before Buying Your First Investment Home

Before jumping in head-first with your first investment property, there are a few things you should be aware of. Owning investment property

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know your rights when buying santa cruz real estate

When you buying any type of real estate in Santa Cruz, it's imperative that you're aware of your rights. Not everything is as cut and dry as some may want you to think, and while any good Realtor will do everything they can to protect you, knowing what you are and aren't entitled to will help alleviate any awkward conversations and potential disappointment. The following is a list of many of those rights:

Nondiscrimination

In this case, discrimination means being denied the purchase of a home unfairly. If you can afford a home, you have every right to buy it no matter who you are or what neighborhood it's in. The Fair Housing Act makes it illegal to discriminate because of race, handicap, religion, familial status, national origin, whether you

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when is it a good idea to use a home equity loan

What Is A Home Equity Loan?

A home equity loan is a type of loan that allows you to use the equity of your Santa Cruz home as collateral. It is an option that homeowners have available to them and that some people use to pay for major expenses such as home renovations, college education or medical bills.

These types of loans became popular in 1996 because they provided a way for consumers to circumvent their tax charges for that year, which eliminated the deductions on the interest for most consumer purchases.

Are Home Equity Loans A Good Idea?

It is a good idea to leverage your shelter for cash? What is a legitimate reason for taking out a home equity loan? It can be tempting to use the equity you have in your property to pay for

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Recently, Santa Cruz was named one of the five least affordable real estate markets in the United States of America. A median home in Santa Cruz would run someone approximately $650,000. Over 100 percent of a families wages would go towards paying their mortgage. With all this negativity towards purchasing homes in Santa Cruz, we’re going to bring a little positivity to the process. You might be asking yourself, is there affordable housing in Santa Cruz?

The short answer? Absolutely.

Here are the top five most affordable communities in Santa Cruz to buy homes:

Watsonville, CA

Located at the southern end of Santa Cruz County, Watsonville is known for its rich agricultural heritage. Moreover, it is a hotbed for berries. This “small” town (it

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Fall Home Maintenance Checklist for your Santa Cruz home

The time has come! Fall is the best part of the year to take care of the little things around your property that will make a big difference for you and your home. The change of season in Santa Cruz isn’t as drastic in comparison to other parts of the country but it’s still important to perform some routine home maintenance to your Santa Cruz home. Here are some reminders on how to prep your home for the cooler months. You’ll save money, time, and maybe even the safety of your home and livelihood.

Get Your Lawn Ready for Spring

Autumn is the best time of year to get your California lawn back to beautiful shape. Here’s a list of ways you can prep your grass for spring:

  • Patch dead or damages spots: Remove the old turf, dig up 3 to 6 inches of
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reasons to sell your home in the fall

Living in Santa Cruz has many advantages, and our moderate, northern California climate is just one of them. Changes in temperature and weather might not factor into the success of a home sale as much as they would in markets with more extreme climate fluctuation, but that doesn't mean it's not still important to choose the season you sell in carefully. There are pros and cons to selling at any time of year and the season you choose to put your home on the market should depend on a number of factors. If you're considering moving, upgrading, downsizing, or listing your property for any other reason, don't hesitate to do so now. There are a variety of reasons why fall is a fantastic time to sell your Santa Cruz home — here are a few of them.

Buyer

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