Is a Santa Cruz Home Warranty Worth the Cost?

Posted by Lauren Spencer on Thursday, July 12th, 2012 at 1:01am.

A home warranty is an insurance policy for a buyer who purchases a home that has older appliances. It is also for Santa Cruz home purchases where the buyer does not know the age of the appliances.

A typical home warranty plan will probably cover:
• air conditioning
• heating with ductwork
• electrical systems
• plumbing
• washers and dryers
• dishwashers
• ranges and ovens
• refrigerators
• water heaters

When is a home warranty a good deal?  It may be a good idea if:
• The appliances are near the end of their life expectancy
• You do not know the purchase date or age of the appliances

When is a home warranty not a good idea?
• If you are purchasing a new home, the builder most likely provides a warranty.  Check into that, as a separate warranty might not be needed.
• If you have a repair company you absolutely must use, their work may not be covered by the warranty.

If the Santa Cruz home you are purchasing comes with a home warranty, research the warranty before signing it. Some warranties are transferrable; some are not.  Some warranties limit you to hiring a particular company; others will not cover everything. 

If you’d like to buy a Santa Cruz home that comes with a warranty, call me today at 831.662.6522 or email me at

For additional real estate information, please visit my home page at


Home Warranty

Life expectancy

Age of the appliances


About Lauren Spencer

Award-Winning Santa Cruz REALTOR®

Lauren Spencer is your local real estate expert, specializing in Santa Cruz real estate and surrounding communities—this is where she lives, works, and plays too. Let her know your questions about the community and county and she'll be happy to fill you in on all you want to know! Lauren Spencer has consistently been voted best local REALTOR in Santa Cruz and is always happy to offer her advice and expertise. Call her at: 800.226.4717.

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