How to Get an Accurate Santa Cruz Real Estate Appraisal

Posted by Lauren Spencer on Saturday, September 22nd, 2012 at 1:01am.

In these times of tighter controls on mortgages, making sure your Santa Cruz real estate appraises at an accurate value is crucial. Mortgages have fallen through because of low real estate appraisals.

Here are three tips to help you get an accurate appraisal on your home:

1. Give the Full Story – If you and your Santa Cruz real estate agent have done the research on comparable properties in the neighborhood, be sure to have your agent pass that information along to your appraiser. Also send along information about upgrades you’ve made on your home and amenities that might be overlooked. No one knows your home better than you do.

2. Stay Calm and Out of the Way – Having the sellers at his elbow during the appraisal can be distracting for the appraiser. After making sure your home looks its best and your agent is available for any questions, clear out and let the appraiser do his job in peace.

3. Appraisals can Impact Offer Quality – When reviewing offers on your home, the temptation is to take the highest one and run with that. But being greedy may not end in the sale you want. For instance, if a bidding war on your home amps up the price beyond its value, your best bet may be a lower cash offer as it won’t be nixed by the lender if the house fails to appraise high enough.

If you're planning to sell your Santa Cruz real estate, I can help. Give me a call today at 831.662.6522 or email me at

For additional information please visit my homepage at


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About Lauren Spencer

Award-Winning Santa Cruz REALTOR®

Lauren Spencer is your local real estate expert, specializing in Santa Cruz real estate and surrounding communities—this is where she lives, works, and plays too. Let her know your questions about the community and county and she'll be happy to fill you in on all you want to know! Lauren Spencer has consistently been voted best local REALTOR in Santa Cruz and is always happy to offer her advice and expertise. Call her at: 800.226.4717.

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