Inspections can turn up repair issues during the Santa Cruz home buying process that can increase your cash outlay as a buyer.  Problems with appliances, plumbing, and HVAC are just a few issues that can crop up.  If you find yourself experiencing repair sticker shock, keep these thoughts in mind: 

• The choice lies with you:  As the buyer, you get to decide whether you want to proceed with the purchase of the Santa Cruz home or not. You are not at the mercy of the seller's demands.  If you can't reach an agreement, then you can opt out of the situation, as long as you’ve included a home inspection contingency in your contract.

• The first estimate you get on the potential repair cost may not be the lowest or most accurate: Before you decide to…

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A brand new Santa Cruz home is better than a used home, isn't it? For most people, that's a matter of preference. If you’re unsure which you prefer, consider these five reasons to buy a newly constructed home:

1. You want to pick out everything: Do you want granite or cement countertops? Perhaps you'd like a skylight in your family room or a fireplace in your master bedroom. You get to choose all the fixtures, flooring and faucets. Plan to spend a lot of time making these choices and probably some additional money for upgrades.

2. You want a Santa Cruz home that comes with high-tech and energy-efficient features: You’ll save energy and money with low-flow toilets and shower heads, energy-efficient appliances and higher-efficiency HVAC, doors and…

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If you have easy access to your attic, a quick inspection will either put your mind at ease or alert you to situations that need to be remedied before they cause problems. Why is now a good time to check your attic? If you’ve ever been in an attic in the summer, you know why you should do it now.

Here are just some of the things you should check out in the attic of your Santa Cruz home:

• Insulation. Is it adequate? Has it shifted around into peaks and valleys? Is it properly installed? Are there gaps that need to be filled?
• Ducts. Are there open joints in the ductwork? Are the ducts insulated?
• Ventilation. Are vent openings blocked? If you see frost on roofing nails, or rust stains or mildew around roofing nails, it means the attic needs more…

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Love it or hate it, winter is here. If you’re having a hard time appreciating that fact, there are some things you can do to make your Santa Cruz home more comfortable this winter, without running up your heat bill. Here are some to try:

• Check and lock windows. Even if you think your windows are shut, go around and check each one to make sure it’s snug - and lock it.

• Use ceiling fans. Consider adding ceiling fans to every room; they truly make a difference. Set them spinning in the correct direction to pull air up this winter so they displace warm air at the ceiling and send it down the walls. Set on the lowest speed, a ceiling fan evens out indoor temperature without creating drafts.

• Invest in insulated window treatments. Stop the costly…

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Is there anything cozier than enjoying a warm fire inside during the winter months? There is something primal about watching the flames of a contained fire that reaches back into our ancient human past.

If you’re lucky enough to have a fireplace or woodstove in your Santa Cruz home, please follow these precautions:

• Call in a chimney sweep. Every year, you should have your chimney cleaned to remove creosote buildup. This keeps air flow unobstructed and prevents a chimney fire, which would be devastating to your Santa Cruz home. A professional chimney sweep should also check for cracks in the flue liner and proper functioning of the damper.

• Inspect your chimney cap. The chimney cap keeps the rain and snow out of your flue. It also prevents…

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There are hundreds of real estate blogs and property-selling advice articles that tell you to stage and clear clutter before putting your Santa Cruz home on the market. However, you can’t just throw everything into the closet like you might be tempted to do, because buyers will open those doors.

If you’re about to put your house on the market, take advantage of this opportunity to not only clean up the clutter — but get it out of your house for good! Then you’ll have less mess to move to your new house. You might even make a little money on the side.

• Give sentimental items to family and friends.  Set aside valuable goods, still-useful furniture or family heirlooms to give to dear friends, family members and children. These are the items that…

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If you need (or want) to sell your Santa Cruz real estate this winter, you’ll have to step up your game a bit. People tend to be less likely to buy in the winter because the weather keeps them indoors rather than out house hunting. And let’s face it, most homes just don’t look as good in the brown, drab winter as they do in the spicy spring and summer.

If you’re one of the lucky owners with a home for sale in an area that stays beautiful all year long, you can still find a few tips here to help get your home ready to sell.

Six tips to help you sell your home this winter:

1. Keep it cozy. You want your home to be warm so people can comfortably take their time viewing your Santa Cruz real estate. Saving money on heating costs isn’t worth it if it…

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Here is a painless way to reduce your energy use and your heating bill: Set your thermostat to go down 5 to 10 degrees while you’re gone all day and while you sleep at night. This could reduce your heating bill by 15% without compromising comfort.

Programmable thermostats cost anywhere from $30 to $150, so they quickly pay for themselves. By programming your thermostat to return to  your comfort level before you arrive home or get up in the morning, your Santa Cruz home will be just as comfortable as what you’re used to, and you’ll reduce your carbon footprint.

Here is how easy it is to install a programmable thermostat:

• Turn off the circuit breaker for the thermostat. Since you will be handling wiring, you must cut off the electricity going to…

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Many people are downsizing these days, either because they're empty nesters and no longer need the room, they’re getting older and want a smaller space to maintain, or they’re reducing their financial burdens or environmental impact.

If you’ve made the decision to downsize to a smaller Santa Cruz home, here are five tips to help you make the transition:

1. Start early: Downsizing to a smaller home is much less stressful if you have plenty of time to sort through your belongings to figure out what you’re getting rid of and what you’re keeping. Plan to do this at least a month before you put your home up for sale. (Bonus benefit: it makes your house less cluttered and more desirable to buyers.)

2. Evaluate your needs: Take an honest look at your…

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Now that winter is here, you may want to invest in new, energy-efficient window treatments that will make your Santa Cruz home more comfortable and attractive. Here are some options to consider.

Insulated Drapes

To make the most of this option:

• Install a cornice over the top of the drapes to hide hardware and keep cold air encased around the window while drapes are closed at night.

• Make sure drapes reach to the floor or the windowsill to form an enclosed box around the window.

• Allow drapes to overlap in the middle by several inches.

• Use heavy, insulated drapes with a separate liner to trap a layer of insulating air.

Roman Shades

These are a nice option if you have beautiful woodwork and don’t want it hidden by heavy…

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