You've decided to take the plunge and buy a home for your family. With the banking industry in the shape it is, unless you have stellar credit, you'll need a more sizeable down payment than ever before. So, how do you get the down payment for the Santa Cruz real estate you've always dreamed of?
Scour your attic, basement and storage units. Look in every nook and cranny to find items that are in decent shape, but no longer used, and have a garage sale. Sure it's usually pennies on the dollar of what your stuff is worth. But if you're not using it, someone else can, and you get the cash in hand. If you find items that are more valuable, sell them on eBay. Every little bit helps.
Hey, if you have'em use'em. This is no