All Blog Entries by Lauren Spencer

Found 1,025 blog entries published by Lauren Spencer.

what is an escrow account

When buying your first home, it's easy to get caught up in the various new terminology for things. Some things like insurance, interest rate, conditions, home inspections are fairly straightforward, but escrow may be a whole new term to you. To ease any confusion, here's a quick summary of what an escrow account it and how it differs from the escrow process when buying your first home. 

What Is An Escrow Account?

Escrow accounts are sometimes called "impound" accounts. These accounts are set up to help manage payments of property taxes and homeowner's insurance. Depending on the individual requirements of the lender, you may be asked to pay as much as one-quarter of these upfront and they will be put into the account for the purposes of making

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139 atherton loop, aptos, ca

Upscale Aptos Townhome

A bright red maple tree and shingled vestibule shade the entrance to this 2-bedroom, 2-bath townhome in Aptos.  The front door opens to a living/dining room with views through sliding doors of a sunny, private deck and green treetops behind the home.  Wood floors, recessed lights, an angled gas fireplace enclosure, high ceilings & fan give the room a modern look and feel.

The open floor plan includes a gourmet kitchen with a breakfast bar, Granite counters, stainless steel appliances including a gas stove, tiled backsplash, and the same greenbelt views over the deck.

Carpeted stairs lead to the upper level. The carpeted master suite looks out over trees and nature through a large window. Recessed lights, ceiling fans,

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1196 lisa lane, santa cruz, ca

Beautiful House For Sale In Live Oak!

This single-level, 3-bedroom, 2-bath Live Oak home has been updated inside and out, including a new roof and fresh paint. The cozy living room features laminate wood floors, a fireplace with a brick hearth, and dual pane windows to let in plenty of natural light.

The living room opens to a dining and kitchen area with a tile floor, tile counters and backsplash, plentiful cabinets, and sliding doors that open to a spacious, sunny patio with additional room for outdoor entertaining and relaxing. A mudroom with a separate door to the patio offers more cabinets for organized storage.

The master bedroom suite has laminate wood floors, a three-paneled window that spans the width of one wall, and a bathroom with

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7420 Viewpoint Rd, Aptos, CA, 95003

Just listed! This beautiful, one-of-a-kind Mediterranean villa in Aptos epitomizes California living at its best. Loaded with custom features and beautiful finishings throughout, 7420 Viewpoint Rd features a spacious 3 bedroom, 2 bathroom floorplan across 2013 sq. ft. and is situated atop a small hill, offering far-reaching views of surrounding rooftops and ocean.

 

Discover 7420 Viewpoint Rd

Enter this stunning Mediterranean villa, set on a sunny lot above Aptos, through a custom filigreed wrought-iron door. Inside, a tiled entryway with recessed alcoves and wood doors opens to two levels of alternating tile and wood, including soaring ceilings with exposed beams.

The living room looks out over dramatic, uninterrupted ocean views through

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Do you need a real estate agent to sell your home

Going it alone and listing your home as for sale by owner can be exciting at first, but there is a turning point where the prospect of losing money makes it necessary to bring in help. There are several reasons to change your plan and list your home with a professional Santa Cruz real estate agent in order to facilitate a sale.

Here are three ways a certified real estate agent can help you sell your home faster and for more money: 

Sell Your Home Fast

If your property has been languishing on the market for more than three months, it is no longer fresh. People will avoid it simply because it hasn't sold, thinking there must be something wrong with it if it's still on the market. A professional agent can earn your home the attention it deserves

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528 Wilkes Circle, Santa Cruz, CA

This charming updated Westside vintage home has been beautifully restored to blend its historic features with modern upgrades.  A trellised fence, climbing roses, and low-maintenance front yard shield the front entrance from the street. The front planting beds feature blackberries, raspberries, blueberry bushes and a Meyer lemon tree. Inside, beautiful inlaid wood floors and crown molding under the high ceilings give the living room a traditional feel, with lots of natural light from the room’s windows.

Step through an open doorway to the kitchen, which shares the same gleaming wood floors and crown molding, with wainscoting adding to the classic feel.  The kitchen features a showpiece Wedgewood gas stove, white cabinets and shelving, marble

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The Grove, Scotts Valley CA

The Grove is a stylish community of colorful townhomes located in the gorgeous Scotts Valley of Santa Cruz County. These sleek and efficiently planned craftsman townhouses are being developed by the highly regarded City Ventures, a group focused on modern and sustainable development. The company's high-quality craftsmanship and design is evident in these contemporary yet classically charming row homes which sit behind a white picket fence and borders of lush landscaping. Situated in a scenic and rapidly growing part of Scotts Valley, these trendy multihued units will allow residents to experience the modern and space-savvy living of the city in the beauty of a small mountain town.

Green Living At The Grove Townhomes For Sale

The Grove townhomes

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627 seabright ave

Secluded Living, Steps from Seabright Beach

Classic style meets modern convenience in this contemporary Craftsman-inspired home. The property boasts tremendous curb-appeal thanks to the contrast of brick-red shingle siding and cream colored baseboards—as well as adorable additions like the top-floor dormer and covered front entryway. Perfectly nestled in a small gated community of just six homes, 627 Seabright Avenue enjoys the benefits of a close-knit neighborhood while still being within walking distance of the beach, the Yacht Harbor and to all your favorite restaurants.

Discover 627 Seabright Ave D

This modern craftsman 3 BR, 2.5 BA home is located in a small, 6-unit gated community near the Santa Cruz harbor and beaches. The front

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256 Meadow Road home for sale in West Santa Cruz

Searching for a private estate with panoramic views? Then you won’t want to miss the stunning hilltop residence at 256 Meadow Road in West Santa Cruz. Located in the lush countryside on the edge of the city’s limits and surrounded by mature oaks and redwoods, the property is nothing short of breathtaking, offering front-row seats to breathtaking sunsets over the city and surrounding Monterey Bay.

This one-of-a-kind custom home features mid-century modern architecture with 3 bedrooms, 4 bathrooms, and plenty of parking for your car collection or out-of-town guests on its 1.39 acres of land. Take in the view from nearly every aspect of the wraparound patio, or by gazing out one of the many picture frame windows. The spacious floorplan offers 2,994

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Your Guide to Living in Capitola, CA

Situated along the sun-soaked shores of Monterey Bay, Capitola is a stunning beachside enclave of approximately 10,000 residents. Bursting with color and nautical appeal, this exclusive and close-knit community represents the best of beachside living. With resort roots, Capitola retains a vacation-style ambiance to this day, drawing in buyers with an optimistic idea of the coastal California lifestyle. If you're looking to live in a quintessential beach town with charming old-fashioned amenities, stunning natural beauty, and friendly neighbors, Capitola real estate is the place for you.

Capitola, CA At A Glance

The first things that stand out about Capitola are the rows of candy-colored buildings that line the shores. These multihued structures

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