Santa Cruz Real Estate News & Information

fun holiday events in santa cruz california 2014

Santa Cruz Holiday Events

Well, it’s that time of year again. With the hours of preparation for Thanksgiving and Black Friday's hectic shopping spree behind us, our attention now turns to December’s holiday season. For people who celebrate Christmas & other holidays, this time of year can bring both beautiful and stressful moments. Even though we may feel the time pressure to get everyone the perfect gift and frantically prepare everything for the big day, it is crucial to mix in a few fun holiday events and simply enjoy spending time with your loved ones.

Spending time with family & friends is the most important part of the holiday season. To help you find some fun activities for your family to enjoy, we have compiled a list of our favorite

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santa cruz wine tasting eventAre you are a wine connoisseur? Or perhaps you just want to try some great local wines to see what you like, before purchasing an entire bottle. Well then mark November 16, 2014 down in your calendar. That's right, The Downtown Santa Cruz Wine Walk is back. This unique wine tasting event pairs delicious local Santa Cruz Mountain wineries with some of your favorite downtown shops. Enjoy casually strolling from store to store, where you browse the store's merchandise, while also being treated to tastings from some Santa Cruz's best wineries.

This is the best pairing since wine & cheese. This event is also a great way to get introduced to some fantastic locally produced wines, without having to commit to a full glass or bottle.

The Downtown Santa Cruz

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beach in davenport californiaIf you live in the area, or are one of the many people who actively participates in paddle surfing sports like kayaking, wave skiing or stand up paddle boarding (SUP), you are probably familiar with the renowned surf spot found just up the road in Davenport.  What you may not be aware of is that the famous break, located a mere 20 minutes north of Santa Cruz, also plays host to the annual Davenport Paddle Surf Classic, which is set to take place on November 15th & 16th. This competition offers a truly unique opportunity to experince some of the best kayakers, waveskiiers, and stand up paddle boarders (SUP) around to show off their incredible skill. The competition has been around for many years and includes numerous categories for both men’s and women’s

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santa cruz tech jobsSanta Cruz is a great place to live. This is a statement that I, and many others, have been touting for years. However, if you asked many of these same people what makes it such a great place to live, most of them would likely not mention the technology industry or the great tech jobs in Santa Cruz. In fact, many people in the community are unaware of our city's tech sector and still believe that they need to commute to the Silicon Valley to find work. One local organization is trying to change that. Santa Cruz Works, a local nonprofit organization, has set its sights on connecting local tech talent with the growing and thriving tech companies in the area.

Tech Companies In Santa Cruz

Currently, much of our local talent is commuting for hours to the

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santa cruz wharf centennial celebration

On Saturday, October 4th, come take part in the Santa Cruz Wharf Centennial Celebration. The event festivities will include a fireworks show, live music, face painting, bocce, photo booths, pop up museums and much more. Attendees are encouraged to dress up as they take in the historical reenactment of the 1914 opening day procession, which will include the Santa Cruz High School leading antique cars, costumed characters, musicians and local legends on the Wharf. The Wharf's restaurants will also be offering 100 year celebration specials throughout the day! This family friendly, community event takes place from 10:00 am to 5:00 pm, with a fireworks show beginning at 9:00 pm.

Santa Cruz 100 Year Celebration Schedule & Details:

Saturday, October 4,

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Buying a luxury waterfront property in Santa Cruz is an exciting time, even for experienced homebuyers. Waterfront properties in Santa Cruz are more sought after because they are a rarity, in turn this means that working with someone who is knowledgeable is even more important. That being said, there are a few rules of thumb to consider when buying a waterfront luxury property in Santa Cruz:

1. Find a real estate agent that specializes in waterfront properties

Purchasing a Santa Cruz waterfront home can be complex, so working with someone who is knowledgeable about the area and has experience dealing with waterfront luxury properties is a key success factor. Having an expert available to help you with your search can help you change course from

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The Beginning

On July 23rd in 1973 a handful of locals got together for the first race and since then the event has grown dramatically. Today the Wharf to Wharf race has gained critical acclaim as being the one of the ‘Best Little Road Races in California’. Every summer on the fourth Sunday of July, thousands of runners and spectators alike come to Santa Cruz for the annual six-mile (or 10K) race, dubbed ‘Capitola-by-the-Sea’. It starts at Main Beach in Santa Cruz and finishes in Capitola.

Popularity of Wharf to Wharf

As the race grew in popularity, so did its business profile. As one of the biggest events of the summer, it is hugely beneficial to local businesses. It’s estimated that eight million dollars is infused into the economy of Santa

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Santa Cruz Beach Boardwalk and Roller Coaster

As a Santa Cruz resident you don't have to go far from home to find something fun and interesting to do. Stroll along the beach, learn about the history of surfing, or just spend time being a tourist in your own town! Check out some of the Santa Cruz attractions-- there are many different activities just waiting to be experienced.

Santa Cruz Beach Boardwalk

The iconic oceanfront boardwalk is a fantastic amusement park and has been serving as a tourist attraction in the Santa Cruz area for over a century. The park is open year round and is rich with history and nostalgia. Try your hand at a classic carnival game, ride the 1911 Loof Carousel, or test your courage on the Giant Dipper, the Boardwalk's famous wooden roller coaster. This state historic

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Habitat for Humanity Builds Homes for Local Families in Santa Cruz CountyHabitat for Humanity Santa Cruz is a great non-profit organization that sets out to create affordable housing to low income families in need. This is an independently operated and locally funded chapter of Habitat for Humanity. Homes are built for local residents using donated supplies and community man-power. Qualifying families who live and work in Santa Cruz County will receive affordable homeownership with a zero percent mortgage from the HfHSCC; however, this is not a giveaway program. Applicants must prove a need for housing, provide a down payment and be able to make monthly mortgage payments. With local support, this program allows deserving residents of Santa Cruz County to gain economic stability and build a brighter future for their children.

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There are many reasons why a mortgage loan for your Santa Cruz real estate could be declined. It doesn’t have to be the end of your real estate dreams. Here are a few things to consider if you’ve been turned down for a mortgage:

Loan-To-Value Ratio
The loan-to-value ratio (LTV) is the percentage of the appraised value of the [city] real estate that you are trying to finance. For example, if you are trying to finance a home that costs $100,000, and want to borrow $75,000, your LTV is seventy-five percent.

Lenders don’t like a high LTV. The higher the ratio, the harder it is to qualify for a mortgage. To reduce the percentage, you can save up a bigger down payment. Some lenders may approve the loan if you buy mortgage insurance, which protects the

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