November 2017

Found 6 blog entries for November 2017.

know your rights when buying santa cruz real estate

When you buying any type of real estate in Santa Cruz, it's imperative that you're aware of your rights. Not everything is as cut and dry as some may want you to think, and while any good Realtor will do everything they can to protect you, knowing what you are and aren't entitled to will help alleviate any awkward conversations and potential disappointment. The following is a list of many of those rights:

Nondiscrimination

In this case, discrimination means being denied the purchase of a home unfairly. If you can afford a home, you have every right to buy it no matter who you are or what neighborhood it's in. The Fair Housing Act makes it illegal to discriminate because of race, handicap, religion, familial status, national origin, whether you

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when is it a good idea to use a home equity loan

What Is A Home Equity Loan?

A home equity loan is a type of loan that allows you to use the equity of your Santa Cruz home as collateral. It is an option that homeowners have available to them and that some people use to pay for major expenses such as home renovations, college education or medical bills.

These types of loans became popular in 1996 because they provided a way for consumers to circumvent their tax charges for that year, which eliminated the deductions on the interest for most consumer purchases.

Are Home Equity Loans A Good Idea?

It is a good idea to leverage your shelter for cash? What is a legitimate reason for taking out a home equity loan? It can be tempting to use the equity you have in your property to pay for

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H.E.L.P. homebuying program for first-time buyers

With housing prices continuing to climb in the region, many first-time buyers have had a hard time breaking into the Santa Cruz real estate market. To help alleviate some of the financial pressures these buyers are facing in the Silicon Valley , Housing Trust Silicon Valley is helping home buyers with a new Homebuyer Empowerment Loan Program (H.E.L.P.), which will become available to help households with incomes that are up to 140% of the area's median income to buy a market-rate home.

Here’s everything you need to know about the latest loan program for first-time home buyers in Silicon Valley.

Funding Assistance For Your First Home in Silicon Valley

The Homebuyer Empowerment Loan Program will assist middle-income earners looking to buy

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1955 Seascape Blvd in Aptos, CA

Don't miss your opportunity to view this beautiful midcentury-modern home in Aptos' beloved Seascape neighborhood! 

Seascape Courtyard Home

 
1955 Seascape backyard
1955 Seascape dining room
1955 Seascape front room

1955 Seascape kitchen

A wooden gate leads to an inner courtyard and double doors that invite you into this unique 3-bedroom, 2.5 bath, 2 story home in the neighborhood surrounding the Seascape Resort. Inside, a tiled foyer and wide carpeted steps lead to an open living room with an angled ceiling and exposed beams, a wall of windows, a fireplace, and sliding doors to a deck that spans the front of the house, looking out towards the ocean.

The kitchen occupies the lower floor of a circular tower, with a tile counter and backsplash, white cabinets, and stainless steel appliances, including a sleek induction range

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Recently, Santa Cruz was named one of the five least affordable real estate markets in the United States of America. A median home in Santa Cruz would run someone approximately $650,000. Over 100 percent of a families wages would go towards paying their mortgage. With all this negativity towards purchasing homes in Santa Cruz, we’re going to bring a little positivity to the process. You might be asking yourself, is there affordable housing in Santa Cruz?

The short answer? Absolutely.

Here are the top five most affordable communities in Santa Cruz to buy homes:

Watsonville, CA

Located at the southern end of Santa Cruz County, Watsonville is known for its rich agricultural heritage. Moreover, it is a hotbed for berries. This “small” town (it

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Fall Home Maintenance Checklist for your Santa Cruz home

The time has come! Fall is the best part of the year to take care of the little things around your property that will make a big difference for you and your home. The change of season in Santa Cruz isn’t as drastic in comparison to other parts of the country but it’s still important to perform some routine home maintenance to your Santa Cruz home. Here are some reminders on how to prep your home for the cooler months. You’ll save money, time, and maybe even the safety of your home and livelihood.

Get Your Lawn Ready for Spring

Autumn is the best time of year to get your California lawn back to beautiful shape. Here’s a list of ways you can prep your grass for spring:

  • Patch dead or damages spots: Remove the old turf, dig up 3 to 6 inches of
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